You’re not alone. Insurance represents an average of 10% of the French car budget, which pushes everyone to look for the policy offering the best balance between cost and guarantees. Whether you prioritize popularity among policyholders, insurer reliability, customer reviews, broker services, or value for money, we’ve gathered the essential data and advice to help you choose the best car insurance policy in 2025.
What is the French people’s favorite car insurance?
Unsurprisingly, the industry’s heavyweights top the rankings. Covéa —which includes MMA, MAAF, and GMF—retains its status as the preferred auto insurer for the French, with nearly 9.9 million policies, far ahead of its competitors. Covéa is followed by Axa and Macif , who complete the top three. These three historic players alone represent a significant share of auto insurance in France, demonstrating the trust placed in them by millions of drivers.
To establish its ranking, L’Argus de l’assurance relies on sector data (such as turnover, solvency ratio, claims experience, etc.), which explains why the largest groups dominate this list.
Which car insurance companies are best rated by policyholders?
Institutional figures and rankings are valuable, but nothing beats the opinions of customers themselves . Word of mouth has become a key indicator for assessing actual policyholder satisfaction. So, what do drivers think of their car insurance in 2025 ?
The Opinion Assurances platform , which collects thousands of user reviews, has published a ranking of companies based on the ratings given by their own policyholders. These reviews take two main criteria into account: the level of satisfaction with the service and the value for money perceived by customers.
NB: For the sake of readability and relevance, we only include insurers with at least 400 reliable reviews in this table.
Who are the best car insurance brokers?
In addition to choosing an insurance company, more and more drivers are turning to auto insurance brokers to find the best deal. A broker acts as an intermediary: they compare offers from several insurers and help you find the best value for money.
But not all brokers are equal – so who do policyholders think is the best car broker in 2025? Opinion Assurances has compiled a ranking based on customer reviews, assessing satisfaction and price perceptions for each broker.
Which car insurance offers the best value for money?
Choosing the best car insurance means striking the right balance between the quality of the insurer’s service and the rates offered . With a multitude of car insurance policies available on the market, each offering different coverages and rates, it’s essential to compare different offers before choosing insurance for your vehicle.
NB: For the sake of readability and relevance, we only include insurers with at least 400 reliable reviews in this table.
How to choose good car insurance?
When choosing your car insurance, it’s essential to understand what types of damage and situations are not covered by the policy, such as accidents, breakdowns, and unforeseen events. When choosing car insurance, it’s important to carefully evaluate what the insurer offers.
What is the best car insurance for you?
It’s difficult to say which insurance policy is perfect for you. There are a multitude of driver profiles, and therefore policyholders with different needs. More traditional profiles will be able to find the car insurance that suits them fairly quickly. For some high-risk profiles, it takes longer to find the best value for money car insurance.
Here are some tips depending on your profile:
Experienced drivers with bonuses : you benefit from reduced rates. Choose a comprehensive policy for optimal coverage at a competitive price.
Young drivers : The young driver surcharge applies for the first 3 years. Start with economical third-party insurance or opt for specialized insurers.
Drivers with a bad or terminated insurance policy: contact specialist insurers or brokers such as SOS Malus to find suitable solutions despite a difficult history.
Find the best insurance using a comparison tool
To easily find the best car insurance in 2025 , use our free online comparison tool. You’ll immediately benefit from the most attractive offers on the market, tailored precisely to your driver profile:
Compare personalized quotes from major insurers in just a few clicks : Direct Assurance, GMF, L’olivier Assurance, AXA, Allianz and many others;
identify the best offer based on essential criteria: price, level of guarantees, deductibles, customer reviews and quality of service;
Save time with a single , free, no-obligation form to instantly get the best car insurance for 2025.
Don’t wait any longer: compare now to quickly and easily find the best car insurance suited to your situation in 2025.
The average price of car insurance in France, all plans combined, is around 718 euros per year in 2025 according to Assurland.com.